Prospective Client

Through our combined 75+ years of financial services experience, our team has worked with many different types of people. We have extensive experience working with folks who've never done any financial planning, as well as extensive experience with people who have done a lot of financial planning: and everyone in-between. Our team focuses on you, your story, and your dreams. Then, it's our responsibility to create a plan for you to accomplish those dreams. 

Each client's story is personal to them, so everyone benefits differently from working with us. With that said, we've found there are four main constants:

1. Confidence: by working with our team and having a blueprint to follow, you often have more confidence in your money decisions.
2. Ongoing Relationship: us humans sometimes require outside opinions to validate our feelings or decisions. If you choose to work with us, rest assured you'll have the same team at your side at all times. Sometimes it's hard to remember why you decided to do something, but we are there to remind you what the purpose of that decision was and why it matters still today.
3. Comprehensive Advice: Unlike many advisors, we focus on every possible financial topic that's present in your lives. Although we're not estate planning attorneys or tax preparers, we will often work with those professionals to ensure the advice you're getting matches your financial plan.
4. Getting out of your own way: It's no secret that we're our own worst enemy at times. Having a financial planning team on your side makes it easier to know you can stick to your plan instead of get in your own way.

It seems like many people have experiences with financial advisors that are less than stellar. One reason we've found is that often times, clients won't get a true plan. They may get told what recommendations the advisor has, but rarely is that recommendation backed up by anything other than that advisor's opinion or experience. The reality is that every client is unique and faces unique opportunities and challenges related to their money. That's why when you work with our team, every client gets a set of recommendations along with a hard-copy of a financial plan that backs up those recommendations with the math involved in it. In addition to a physical financial plan, here are a few other things we offer to our clients:

Each client's situation is different, therefore it's possible the process to become a client may be quicker or slower depending on the person. First, we'll start with a call to get to know each other, understand your goals, and answer any questions you have. Then we move into the discovery process which typically takes two to three meetings to learn about your values, fears, dreams and wishes. After this, we will create your financial plan and present it to you. After you've signed off on the plan, we'll help you implement any recommendations and review your plan with you either semiannually or annually, depending on your situation. 

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.